Every year, thousands of Americans trade snow shovels for sunshine, chasing a better lifestyle and a more affordable retirement. And year after year, the numbers tell the same story: no state does retirement quite like Florida. According to WalletHub’s 2025 Best States for Retirement Report, the Sunshine State once again claims the top spot — a position it has held more often than not over the past decade.

The analysis, which compares all fifty states using forty-six indicators of retirement friendliness, looks at everything from cost of living and healthcare to recreation, tax policy, and overall quality of life. In this year’s report, Florida pulled ahead for one simple reason: it manages to balance affordability and lifestyle better than anywhere…

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