528 Ocean Spray Drive, RUSKIN, FL

$409,000

Previous Next

4

Beds

4

Baths

2,820

Square feet

0.18

Acres

About 528 Ocean Spray Drive

Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities. Please note: An assumable loan can be assumed by anyone, not just a VA borrower.

Features of 528 Ocean Spray Drive

MLS® # TB8522386
Price $409,000
Bedrooms 4
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 2,820
Acres 0.18
Year Built 2021
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 528 Ocean Spray Drive
Area Ruskin/Apollo Beach
Subdivision SHELL COVE PH 2
City RUSKIN
County Hillsborough
State FL
Zip Code 33570-2039
Housing for Seniors No

Amenities

Amenities Pool
# of Garages 3
Is Waterfront No
Has Pool No

Interior

Interior Features Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
Appliances Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
Heating Electric
Cooling Central Air
Fireplace No
# of Stories 1

Exterior

Exterior Features Irrigation System
Roof Shingle
Foundation Slab

School Information

Elementary Thompson Elementary
Middle Shields-HB
High Lennard-HB

Additional Information

Date Listed July 1st, 2026
Days on Market 19
Zoning PD
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

AgentKristy Oneal
OfficeLPT REALTY, LLC

Listing Map

Request a Showing

Provide a valid email address.
When would you like to view this property?